6. Vision, Dental, & Hearing Plans
Helps cover eye exams, glasses, dental work, and hearing aids - services Medicare doesn't fully cover.
5. Final Expense / Life Insurance
Provides funds to help your family with funeral costs and other final expenses, easing their financial burden.
4. Hospital Indemnity Plans
Pay you cash if you're hospitalized, helping with out-of-pocket costs on Medicare Advantage plans.
2. Medicare Supplements (Medigap)
Helps cover what Original Medicare doesn't like copays, coinsurance, and deductibles - reducing surprise medical bills.
1. Medicare Advantage
All-in-one plans from private companies that include your Medicare A & B. Many also add drug coverage, dental, vision, OTC money, and fitness perks.
3. Prescription Drug Plans (Part D)
Standalone plans that cover your prescriptions, usually paired with a Medicare Supplement.